Adopted in 1990; The Croatian flag has three equal horizontal bands of red (top), white, and blue - the Pan-Slav colors - superimposed by the Croatian coat of arms. The coat of arms consists of one main shield (a checkerboard of 13 red and 12 silver (white) fields) surmounted by five smaller shields that form a crown over the main shield. The five small shields represent five historic regions, they are (from left to right): Croatia, Dubrovnik, Dalmatia, Istria, and Slavonia.